Ep. 49 Jo Stewart – How to Unf*ck Your Finances

by | 28 Mar 2022

They say that money makes the world go around, but for a whole lot of us it means sleepless nights and constant worry. For many, the simple thought of money makes us feel inadequate, guilty and wondering when in our adult life we’re going to get it right. For others, it means power, status and achievement. For me, having money means freedom and choice.

No matter where you sit on the spectrum, it’s fair to say that money is always part of the conversation. So, with fuel prices at an all-time high, the cost of living higher than wages growth and the fallout from the last two years continuing to bite, today’s guest is exactly who we need to hear from.

Jo Stewart is a writer, editor and content creator whose words and pictures have been published in more than 40 publications worldwide. Jo’s latest book How to Unf*ck your finances shares 100 practical and actionable tips to help us sort out our finances and live the kickass life we all deserve.

In today’s episode we discuss:

  • How to improve your financial position when debt is spiralling and your financial position seems impossible;
  • Jo’s top 3 tips for improving your financial position;
  • How to ask for a pay rise without the irk;
  • Tips for small business owners and freelancers when it comes to quoting and charging for your products or services;
  • Money apps we all need to know about;
  • How to create an emergency fund when you’re starting at less than zero; and
  • The simple but effective 50/30/20 approach to your personal finances.

There’s so much goodness in this episode.

Financial Help Organisations:

National Debt Helpline
financial counseling Australia
Small Business Debt Helpline

Connect with Jo Stewart on Instagram here or visit the website.

DISCLAIMER: Please note that advice in today’s podcast is general in nature and does not account for your personal circumstances. Please consult professional advice from a qualified financial advisor or registered agent before making any money decisions.

This episode is brought to you by The Pricing Formula.

If you struggle to price your products and services, never know what margin to add, wonder when and how often to increase your prices, or if you can’t afford to take a salary then you need to try The Pricing Formula.

My signature service is a practical, proven and realistic way to set your prices. It works for both product and service based business and it’s tailored to help you design a profitable and sustainable business and a life you’ll love.

I cover all the bases from mindset to the practical and there’s loads of easy to use plug and play templates included. And you don’t need to be a numbers expert because, with a few simple steps, I’ll show you exactly how to set the perfect prices for your business.

It’s time to take pricing out of the too hard basket. My signature 1:1 service, the pricing formula is available now. But if you’d prefer to work at your own pace, registrations are now open for the new pricing formula course. Learn more.

Not sure if coaching is right for you? Book a Discovery Call NOW.

Join the conversation

Discover the Secrets of Successful Business Facebook page 

Follow Justine on Instagram @flossifiles or @secretsofsuccessfulbusiness

Host: Justine McLean – Flossi Creative

Producer: Leah Stanistreet – Snappystreet Creative

Editorial: Kanika Sachdev

Music: Francesco D’Andrea

This show is powered by Buzzsprout

Subscribe on Apple, Spotify and iHeart Radio now so you don’t miss a thing.

Hi, I’m Justine – I’m so happy to find you here. The Flossi Creative blog is a resource for the dreamers, doers and career crusaders. Enjoy!

Browse Categories


Ep. 145 – Justine McLean – How to get started with Money Monday

Step into my office every Monday and you'll find me working on the business money.  I call it Money Money! It's a non-negotiable date with my profit and loss statement and all the numbers that go into running my business and has become a weekly ritual which makes me...

Ep. 143 – 30 Ways to save money in your business

Ever felt like the financial headwinds are just too strong for your small business to make headway?  I'm Justine McLean, and I'm here to share 30 strategies that will help you navigate this season of business. From cloud accounting and AI, optimising your processes to...

Ep. 142 – I’ve written a book and you can too!

Ever wanted to write a business book? In this episode, Justine spills the beans on the realities of authorship, from the publishing industry’s intricacies to the strategic use of a book as a marketing powerhouse. Learn what it takes to go from idea to published author...

Ep. 141 – How to improve your money mindset and charge your value

Ever struggled with setting your prices or felt uncertain about the financial future of your business? You're not alone!  But the reality is that your money mindset, money story and those limiting beliefs walking around with you could be to blame.  So, in today's...


Stay in touch

Subscribe to our monthly newsletter for the latest interviews, product launches, bonus offerings and more.

You have Successfully Subscribed!

Pin It on Pinterest

Share This